Yes, you do need to conduct a home inspection. ?If the inspection finds latent material defects (hidden major structural damage such as leaks, settling, mold, electrical issues, etc), you can ask to renegotiate the price, get a repair allowance at closing, or cancel your contract.
I recently had a client who asked the bank to provide a percentage of the sales price to cover closing costs, found a water leak and got a $1500 repair credit. ?This doesn't happen in all circumstances, so make sure to ask your Realtor to analyze a potential offer scenario for you.
By the way, you won't pay more or less for a foreclosure using a Realtor to help you. ?The bank has a team of professionals. ?You need the same.
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